It covers your legal costs to help you recover a policy excess, loss of earnings, hire of another vehicle and compensation for any injury you suffer as a result of an accident which is not your fault. Motor Legal Expenses Cover up to the limit of indemnity is included as standard
in all our policies.
For full terms and conditions, please see the policy booklet here (PDF 291KB).
Being stranded at the side of the road is never cool, but with our breakdown cover you can rest assured knowing that help will be on its way should your bike give up the ghost.
All our policies include European Breakdown Cover as standard so you’ll be covered should your motorbike break down anywhere in the UK, including your home address, and in Europe for trips of up to 90 days.
Breakdown Cover is provided by RAC. Please refer to your policy documents for full details of your cover.
Unlimited call outs - The RAC give you unlimited call outs during the policy year in the UK
No call out charge - The RAC don’t charge you for a call out
Free labour at the roadside - The RAC won't charge you for labour time to fix your bike at the roadside
Misfuel rescue - The RAC will drain, flush, and clean out the fuel system. They'll also fill your bike with up to 10 litres of correct fuel.
If the RAC can't fix the motorcycle due to mis-fuelling, they will recover the bike and pillion to a destination of your choice up to a maximum of 20 miles from the breakdown
Local recovery - The RAC will attend at the roadside as long as you're over 1/4 of a mile from your home address. If your motorcycle can't be fixed, then the RAC will recover the bike and your pillion to a destination of your choice up to a maximum of 20 miles from the breakdown.
If the RAC recover your bike to a garage, they will reimburse taxi costs for you and any pillion to continue the journey to a single destination within 20 miles.
National recovery - If the RAC can't fix your bike at the roadside, they'll recover your bike and your pillion from the breakdown location to a single destination of your choice anywhere in the UK
At home cover - This gives you the same benefits as Local Recovery, plus you get assistance at, or within 1/4 mile of, your home address
Onward travel - If the RAC can't fix your bike at the roadside and it needs a longer repair, you can choose between either a hire car, alternative transport, or overnight accommodation
European cover - Cover in 50 countries in mainland Europe and any offshore islands in the Mediterranean Sea.
If the RAC can't fix your bike by your planned departure date and you are within 24 hours of your planned departure date, they'll arrange a hire car for the continuation of your trip for up to 14 consecutive days.
Overall claims limit of £2,500 per claim and 3 claims per policy year, limited to 1 claim per trip. Each trip is limited to a maximum of 90 days.
If your cover started ON OR AFTER 1st September 2024:
Bike breakdown policy wording (RAC) (PDF, 5MB)