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Sportsbike insurance macekzie hodson


Sports bikes and race replicas have been hugely popular with British riders for many years, and few insurance specialists understand these high performing thoroughbreds as well as Mackenzie Hodgson.

From the latest 1000cc superbikes like the Suzuki GSX-R1000 and Yamaha YZF-R1, to the screaming supersport 600 middleweights, and a new generation of A2-licence friendly supersport 300 machines such as the KTM RC 390 and Yamaha YZF-R3, Mackenzie Hodgson covers almost all types of models.

Whether you ride every day, on sunny days or just on Sundays, Mackenzie Hodgson offers a range of insurance policies to suit your individual needs and budget.

Road going sports bikes form the basis of the racers we see tearing around the circuits in national and international superbike and supersport racing. Indeed, some bikes are capable of lapping the Isle of Man TT course at an average of over 134mph. The performance of a Ferrari or a Lamborghini, for the price of a family car. Staggering!

With that in mind, it’s hardly surprising that traditionally sports bikes have been considered high risk when it comes to finding an annual insurance policy. With their high powered engines, expensive bodywork and a reputation for getting pinched by thieves, owning one of these two-wheeled rocketships are not for the fainthearted.

Sports bike riders tend to be among the most discerning of bikers, which is why we are able to offer a wide range of policies, underwritten by some of the UK’s leading insurance companies, with levels of cover that range from Third Party Only (TPO) to Third Party Fire and Theft (TPFT) and Comprehensive.

Recognising that many performance bike riders are also kitted out with highly specified leathers, helmets, gloves and boots, our optional Leathers and Helmet Cover can also insure your riding gear for up to £2500.

All of our policies include Motor Legal Expenses Cover which helps you recover any lost earnings, insurance excess and vehicle rental costs in case of a non-fault accident, plus Breakdown Cover as standard. You have a choice whether to add our other policy extras to your insurance, depending on your needs. These include Helmet and Leathers Cover and Return Your Excess Insurance which allows you to recover excess costs, up to £500 per policy period, once your claim has been settled. For fault or partial fault claims, you’ll be automatically reimbursed, without needing to make a separate claim.

The nature of sports bikes mean that they are often modified, with free flowing exhausts, replacement end cans and carbon fibre parts among the most popular accessories fitted by British riders. In many cases these modifications can make your motorcycle more difficult or expensive to insure with some companies, but by speaking to a specialist broker like Mackenzie Hodgson (who fully understand the nature of motorcycle modifications and the way in which they alter the risk) you can usually find the right cover, and sometimes with no additional costs.

We get sports bikes, and understand that just because you ride a desirable and racy looking machine, you don’t ride around like Marc Marquez (or even Neil Hodgson, for that matter). What we do know is that you love your bike, which is why you can rest assured that whether you’re looking for a quote or having to make a claim, we’ve always got your back.

Founded by former world class racers Neil Hodgson and Niall Mackenzie, few insurance brokers know sports bikes like Mackenzie Hodgson – which is why we believe that we can get you suitable rates and service for your high performance motorcycle.