CUSTOM BIKE INSURANCE

“Over the years I have tended to lean towards sports bikes but you can’t help but be impressed by some of the amazing customs and cruisers out there today. For bikers and non-bikers alike, there’s always something special about a Harley-Davidson but we’re seeing some great bikes coming from other manufacturers too. The Triumph Bonneville Bobber, in particular, is getting rave reviews and looks absolutely amazing.”

“After I finished racing I bought myself a rare Confederate Wraith. I loved that bike and still own it today. It was an amazing bike to just go out and ride. Custom bikes are the complete opposite to sports bikes. I love the relaxed nature of riding them and the way in which you can personalise them and make them your own.”

With their classic American styling, torque laden engines and easy going ergonomics, custom motorcycles are the ultimate in two-wheeled cool.

The name ‘custom’ comes from the term customised, a term that became commonplace in the 1970s, when most manufacturers offered American-influenced versions of their everyday roadsters (or standards, in American speak). These factory customs usually featured high, ape hanger style, handlebars, plush king and queen seats, a larger but skinnier front wheel and a smaller rear with a balloon style tyre. Add in sissy bars, lashings of chrome and an engine retuned for added low-down grunt, and the die for the modern day custom, or cruiser as it has become, was cast.

Think custom bike and the first name that springs to mind is Harley-Davidson. The American icon is renowned for making bikes that embody the laid back custom vibe straight out of the factory, with a range of bikes that includes the pared back Sportster to the iconic Fat Boy and Dyna, but it’s not just H-D who are wooing riders with great custom bikes.

American rivals Indian have been making big inroads into this hugely popular sector in recent years, while Triumph’s Bonneville Bobber and huge Rocket III have both appealed to riders who may not previously have even considered a cruiser. And that’s not to mention the popular factory customs offered by the Japanese Big Four, Kawasaki, Honda, Suzuki and Yamaha… 

Much of the appeal of the factory custom is that it provides a perfect base upon which to create a unique motorcycle that perfectly matches the individual rider’s taste. When launching a new model, manufacturers regularly offer a huge catalogue of accessory parts to help change the looks, sound, performance and comfort of your new steed. From special exhausts, to screens, luggage and touring seats, these accessories offer an almost infinite amount of different configurations to really personalise each and every bike.

A customised bike requires custom bike insurance, which is exactly what we at Mackenzie Hodgson are able to provide.

We understand that custom bikes come in all shapes and sizes, and our UK based contact centre staff are on hand to discuss your modified motorbike insurance requirements and do everything we can to get suitable cover for your bike.

Levels of Cover

Though our panel of leading motorcycle insurance underwriters, Mackenzie Hodgson is able to offer riders three core custom motorcycle insurance cover levels to meet their individual needs and budget.

Third Party Only (TPO) insurance is the minimum legal requirement for riders on the UK roads and means that you will be covered for any injuries caused to other people, or damage caused to their property, by you while riding.

As the name suggests, Third Party Fire and Theft (TPFT) cover also protects your bike in case it gets stolen or is fire damaged, while Comprehensive cover gives you reassurance that your machine will also be covered in the event of any kind of accidental damage.

All Mackenzie Hodgson policy holders, regardless of their level of cover, benefit from motor legal expenses cover, which helps you recover any losses incurred from time off work, policy excesses and vehicle hire, breakdown cover, as well as compensation for injuries resulting from an accident for which they are not at fault.

To insure your custom motorbike, speak to Mackenzie Hodgson by calling 0333 0053 100  to see how we can offer you a suitable deal on your next modified motorcycle insurance policy.