0333 0053 100
INSURANCE BY BIKERS, FOR BIKERS
0333 0053 100
“Over the years I have tended to lean towards sports bikes, but you can’t help but be impressed by some of the amazing customs and cruisers out there today. For bikers and non-bikers alike, there’s always something special about a Harley-Davidson but we’re seeing some great bikes coming from other manufacturers too. The Triumph Bonneville Bobber, in particular, is getting rave reviews and looks absolutely amazing.”
“After I finished racing, I bought myself a rare Confederate Wraith. I loved that bike and still own it today. It was an amazing bike to just go out and ride. Custom bikes are the complete opposite to sports bikes. I love the relaxed nature of riding them and the way in which you can personalise them and make them your own.”
With their classic American styling, torque-laden engines and easy-going ergonomics, custom motorcycles are the ultimate in two-wheeled cool.
The name ‘custom’ comes from the term customised, a term that became commonplace in the seventies, when most manufacturers offered American-influenced versions of their everyday roadsters (or standards, in American speak). These factory customs usually featured high, apehanger style handlebars, plush king and queen seats, a larger but skinnier front wheel and a smaller rear with a balloon-style tyre. Add in sissy bars, lashings of chrome and an engine retuned for added low-down grunt, and the die for the modern-day custom, or cruiser as it has become, was cast.
Think custom bike and the first name that springs to mind is Harley-Davidson. The American icon is renowned for making bikes that embody the laid-back custom vibe straight out of the factory, with a range of bikes that includes the pared back Sportster, the iconic Fat Boy and Dyna, but it’s not just H-D who are wooing riders with great custom bikes.
American rivals Indian have been making big inroads into this hugely popular sector in recent years, while Triumph’s Bonneville Bobber and huge Rocket III have both appealed to riders who may not previously have even considered a cruiser. And that’s not to mention the popular factory customs offered by the Japanese Big Four, Kawasaki, Honda, Suzuki, and Yamaha…
Much of the appeal of the factory custom is that it provides a perfect base upon which to create a unique motorcycle that perfectly matches the individual rider’s taste. When launching a new model, manufacturers regularly offer a huge catalogue of accessory parts to help change the looks, sound, performance, and comfort of your new steed. From special exhausts to screens, luggage and touring seats, these accessories offer an almost infinite number of different configurations to really personalise each and every bike.
A customised bike requires custom bike insurance, which is exactly what we at Mackenzie Hodgson aim to provide.
We understand that custom bikes come in all shapes and sizes, and our contact centre staff are on hand to discuss your modified motorbike insurance requirements. We’ll work hard to try and help you get suitable cover for your bike.
Levels of Cover
Though our panel of motorcycle insurance underwriters, Mackenzie Hodgson offers riders three core custom motorcycle insurance cover levels to meet their needs and budget.
Third Party Only (TPO) insurance is the minimum legal requirement for riders on the UK roads and means that you will be covered for any injuries caused to other people, or damage caused to their property, by you while riding.
As the name suggests, Third Party Fire and Theft (TPFT) cover also protects your bike in case it gets stolen or is fire damaged, while Comprehensive cover gives you reassurance that your machine will also be covered in the event of accidental damage.
Motor Legal Expenses Cover
All Mackenzie Hodgson policyholders, regardless of their level of cover, benefit from Motor Legal Expenses cover, which helps them recover any losses incurred from time off work, policy excesses and vehicle hire, as well as compensation for injuries resulting from an accident for which they are not at fault.
Breakdown Cover
UK and EU breakdown cover is also included as standard with all Mackenzie Hodgson policies. This offers our policyholders peace of mind that they’ll be covered 24-hours a day, 365 days a year if their ride breaks down, and gets them back on their bikes as quickly as possible.
To insure your custom motorbike, speak to Mackenzie Hodgson by calling 0333 0053 100 to see whether we can offer you a suitable insurance policy for your modified motorcycle.