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Bike Insurance from as little as £160

10% of new customers paid £160 for Comprehensive cover, between 1st December 2023 and 31st March 2024. Excludes optional extras and premium finance. Premiums are based on individual circumstances.



We’re Mackenzie Hodgson – a motorcycle insurance business started by Niall Mackenzie, and Neil Hodgson.

Niall and Neil have spent their entire lives riding, racing, and loving motorcycles, which is why they wanted to bring their passion and expertise to the world of motorbike insurance.


Motorcycle Industry Association Members

As fellow motorcyclists, we know bike insurance isn’t high on the list of things that gets bikers excited – but we do know that our bikes are loved and cherished – which is why bike insurance and trying to find your bikes the cover they need is hugely important to us.

Whatever bike you ride, let Mackenzie Hodgson try to help you find the right bike insurance for you.

We work with our hand-picked panel of bike insurance underwriters, aiming to find suitable cover for you. Ride a modified or customised bike? No problem. Simply talk to our friendly contact centre staff to discuss your bike’s mods and we’ll speak to our panel of insurers to try and get you a quote. Run multiple bikes? By working with a range of insurance partners we are able to offer our customers multi-bike policies which could possibly save you money.

If you want just the minimum level of motorbike insurance to ride on British roads, we offer basic third party only (TPO) cover. Third party fire and theft (TPFT) adds additional protection should your bike be stolen, or damaged by fire, while comprehensive cover provides additional reassurance in case you accidentally damage your machine.

All motorbike insurance policies include motor legal cover as standard, covering your legal costs to recover any loss of earnings, policy excess payments or injury compensation in the case of an accident which is not your fault.

For the ultimate level of motorcycle insurance, Mackenzie Hodgson offers a range of additional services, including:


What our customers say...

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Return Your Excess Insurance

With Return Your Excess Insurance, you can get your excess payment back upon settlement of your claim, up to £500 per policy period. For fault and partial fault claims, we handle it all for you with our automatic reimbursement process.

Personal accident insurance

Having personal accident insurance can help to ease the worries and provide cover in the event of a serious injury or accidental death while riding your motorcycle, including:

  • The policyholder and any passengers riding on the insured motorcycle in the event of an accident in the UK
  • The policyholder and any passenger riding on the insured motorcycle in the event of a malicious and unprovoked assault by the occupant or rider of another motor vehicle or pedal cycle in the vicinity of the insured motorcycle
  • The policyholder in the event of an accident whilst a passenger on any other motorcycle

In the event of one of the above happening, which results in any of the following, your bike insurance would cover you for a maximum of £20,000*

  • Accidental death £20,000*
  • Loss of sight, one eye £10,000*
  • Loss of sight, both eyes £20,000*
  • Loss of speech £20,000*
  • Loss of hearing, one ear £10,000*
  • Loss of hearing, both ears £20,000*
  • Loss of limbs £20,000*
  • Permanent total disablement £20,000*

No cover is provided for any pre-existing medical conditions (within the last 12 months before cover commenced) or if the motorcycle is being used off road, or for race or track riding. If you want to make a claim the police must be contacted within 24 hours of the accident.

Helmet and leathers cover

Good safety gear isn’t cheap, and this add-on will cover the cost of replacing your helmet, leathers/textiles, gloves, and boots, up to a pre-agreed amount.

No claims bonus

For each year you continuously hold insurance without making any claims that are classed as your fault, you’ll build a No Claims Bonus. This may mean that you’ll get a discount on your premium.

New riders

Bike insurance is also available for young and new riders, including learners and those with A1 and A2 category licences.

Want to join us? Get a free, no obligation motorcycle insurance quote or call us on 0333 0053 100.